How Does Hail Damage Your Roof

Types of roof damage covered by your insurance will depend on the policy s terms and the reasons your roof needs to be repaired or replaced.

How does hail damage your roof.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. A damaged roof can leak and damage the interior of a home. If you notice shingle granules in your gutters you may have hail damage on your roof. Check the whole shingle as well as the edges for signs of damage.

Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Based on the impact hailstones do against asphalt shingles and roofs it is possible the damage looks similar to golf ball divots made on greens and bunkers. For example hail can cause dings in aluminum siding gutters or asphalt shingles whereas it can crack vinyl siding or wood shakes. Typically a policy covers problems that are sudden or.

Alternatively softball sized hailstones can be dense enough and strong enough to puncture a roof. Even seemingly minor hail storms can cause significant problems that you might not notice until the damage increases over time and creates openings that may be harder for a roof leak repair or even require a replacement roof. Climbing on a roof can be dangerous unless you are experienced. It is definitely not worth a trip to the hospital.

Hail hits appear as black colored divots. Gutters are also susceptible to hail damage. Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage.

Hail damage can also be affected by the number of shingle layers on a roof. This area of the roof will receive the most damage from hail since it is flat and will take a direct hit in a storm. If you are unsure if your roof is damaged by hail it is best to call a trustworthy local roofing contractor that has a reputable history. Check the ridge cap of the roof for dents.

Hail damage on your roof will cause granules to break loose at the site of each hail stone impact. Look at the shingles. Hail damage can either be functional or cosmetic in nature. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage.

Asphalt s tough exterior receives only cosmetic damage.